Disclaimer

1. Nature of Services

1.1 What We Are

Innovatorly Ltd (trading as TorlyAI) is a business consultancy that provides:

• AI-powered information tools about UK Innovator Visa requirements
• Educational content about visa application processes
• Business guidance related to preparing visa applications
• General information based on publicly available UK Home Office criteria

1.2 What We Are NOT

We are NOT:

• A law firm or legal practice
• An immigration advisor regulated by the OISC (Office of the Immigration Services Commissioner)
• An endorsing body for UK Innovator Visas
• A UK Home Office representative or affiliate
• A visa application service provider
• Authorized to submit visa applications on your behalf

2. No Legal or Immigration Advice

You should NOT rely solely on TorlyAI for:

• Making visa application decisions
• Understanding your specific legal rights or obligations
• Interpreting UK immigration law
• Determining your eligibility for any visa category
• Assessing the likelihood of visa approval

You SHOULD:

• Consult a qualified immigration lawyer or OISC-regulated advisor
• Verify all information with official UK government sources
• Seek professional advice tailored to your specific circumstances
• Review the most current UK immigration rules and guidance

3. No Guarantees or Warranties

3.1 Accuracy of Information

While we strive for accuracy, we make NO WARRANTIES regarding:

• The completeness or accuracy of information provided
• The timeliness or currentness of immigration rules and criteria
• The suitability of our assessments for your specific situation
• The reliability of AI-generated recommendations

UK immigration rules change frequently. Information on our platform may become outdated without notice.

3.2 No Guarantee of Results

We make NO GUARANTEES that:

• Your visa application will be approved
• You will receive endorsement from any endorsing body
• Our assessment scores reflect actual Home Office decisions
• Following our recommendations will lead to visa success
• Our service will meet your specific requirements or expectations

4. AI Technology Limitations

Our visa assessment tool uses artificial intelligence and machine learning. You acknowledge that:

• AI is not perfect: Algorithms may produce errors or unexpected results
• Limited scope: AI cannot assess all factors that affect visa decisions
• No human judgment: AI lacks the nuanced understanding of a qualified advisor
• Training data limitations: AI is trained on historical data that may not reflect current policies
• No liability for AI errors: We are not responsible for incorrect AI assessments

5. Third-Party Links and Resources

Our website may contain links to third-party websites, including:

• UK Government official websites (gov.uk)
• Immigration advisory services
• Legal service providers
• Educational resources

We are NOT RESPONSIBLE for:

• The content or accuracy of third-party websites
• Services provided by third parties
• Privacy practices of external sites
• Any transactions you enter into with third parties

6. User Responsibility

By using TorlyAI, you acknowledge and agree that:

• You are solely responsible for your visa application decisions
• You will verify all information with official sources
• You will seek professional advice before making important decisions
• You understand the limitations of AI-powered tools
• You will not rely solely on our assessments for legal or immigration matters
• You accept all risks associated with using our informational services

7. No Attorney-Client or Advisory Relationship

Use of TorlyAI does NOT create:

• An attorney-client relationship
• An advisor-client relationship
• A fiduciary duty to you
• Any professional relationship requiring confidentiality beyond our Privacy Policy

Communications via our website or services are NOT CONFIDENTIAL in the legal sense and are not protected by legal professional privilege.

8. Limitation of Liability

You use our services AT YOUR OWN RISK.

9. Regulatory Information

9.1 OISC Regulation

In the UK, immigration advice is regulated by the Office of the Immigration Services Commissioner (OISC). Only OISC-registered advisors, solicitors, or barristers may provide immigration advice.

Innovatorly Ltd is NOT OISC-regulated because we do not provide immigration advice. We provide business consultancy and informational tools only.

9.2 Authorized Professionals

For immigration advice, you should consult:

• OISC-regulated immigration advisors - Find advisors at: gov.uk/find-an-immigration-adviser
• Solicitors - Members of the Law Society with immigration law expertise
• Barristers - Members of the Bar Council specializing in immigration

10. Changes to UK Immigration Rules

UK immigration rules and policies change regularly. We are NOT RESPONSIBLE for:

• Updating our content immediately when rules change
• Notifying you of changes to immigration policies
• Ensuring our AI algorithms reflect the latest criteria
• Maintaining historical accuracy of past assessments

Your responsibility: Always check the latest UK government guidance at gov.uk/browse/visas-immigration

11. No Endorsement Relationship

TorlyAI has NO AFFILIATION with:

• UK Home Office
• UK Endorsing Bodies (Tech Nation, Innovator International, etc.)
• UK Government departments or agencies
• Immigration tribunals or courts

We cannot:

• Provide or facilitate endorsements
• Influence endorsing body decisions
• Guarantee endorsement approval
• Act as an intermediary with endorsing bodies

12. Financial Disclaimers

12.1 No Financial Advice

Information about business plans, investments, or financial projections is NOT financial advice. Consult a qualified financial advisor for investment decisions.

12.2 Cost Estimates

Any cost estimates provided (visa fees, application costs) are approximate and may be outdated. Verify current fees with official UK government sources.

13. Testimonials and Success Stories

Any testimonials, case studies, or success stories on our website:

• Reflect individual experiences, not guaranteed results
• May not be representative of typical outcomes
• Do not constitute evidence of our service effectiveness
• Should not be relied upon as endorsement of our services

Past performance does not guarantee future results.

14. International Users

Our service is designed for UK immigration matters. If you are located outside the UK:

• Consult local immigration laws and regulations
• Verify that our information applies to your jurisdiction
• Understand that UK immigration rules apply to UK visa applications
• Seek advice from professionals licensed in your jurisdiction

15. Data Accuracy

Information you provide to our AI assessment tool should be:

• Accurate and truthful
• Current and up-to-date
• Complete to the best of your knowledge

Garbage in, garbage out: Inaccurate input data will produce unreliable assessments. We are not responsible for errors resulting from incorrect information you provide.

16. Language and Translation

Our primary language is English. Any translations provided:

• May not be perfectly accurate
• Should not be relied upon for legal purposes
• May contain errors or omissions

In case of discrepancies, the English version prevails.

17. Contact Information

If you have questions about this Disclaimer or our services:

18. Acceptance of Terms

By using TorlyAI, you acknowledge that you have read, understood, and agree to this Disclaimer. You accept that:

• We are a business consultancy, not a law firm or immigration advisor
• Our services provide information only, not legal or immigration advice
• You will seek professional advice for immigration matters
• You use our services at your own risk
• We are not liable for visa application outcomes