Ditch the spreadsheet.
Model your visa case in 15 minutes.
A 36-month I-P-O-C model — investor-grade P&L, cash flow and balance sheet — plus the only ILR Settlement Readiness score anywhere: all seven settlement criteria, scored from your own numbers. Guided by Hermione, your research analyst.
One workspace, five views.
~11 plain-English drivers
You type the causes — price, growth, churn, headcount, funding. The engine derives revenue and every statement. There is no "enter your revenue" field.
Everything an endorser asks for.
One deterministic engine, every statement and benchmark a caseworker or investor expects to see.
Profit & loss
36-month P&L: revenue, COGS, payroll, opex, EBITDA.
Cash flow
Month-by-month runway — where startups actually die.
Balance sheet
Cash position and the visa runway, statement-ready.
Unit economics
LTV : CAC, CAC payback, gross margin, contribution.
9 sector benchmarks
SaaS, fintech, marketplace, hardware and more — scored vs the norm.
ILR Settlement scorecard
All 7 settlement criteria, scored from your own projection.
The only model that scores your 7 ILR settlement criteria — so you build for the endorsement and the settlement at once.
Most plans get endorsed, then fall apart at settlement because the numbers were never built to clear the Indefinite Leave to Remain bar. This model works backwards from both finish lines — investment, revenue, UK jobs, R&D and exports — and tells you, today, how many of the seven criteria your trajectory clears.
The ILR Settlement Readiness score is a self-assessment aid, not a Home Office decision. Endorsement and settlement are at the Home Office's discretion.
Learn the numbers, then run them.
The tool builds the model. The Financial Fluency track makes sure you can defend every line of it in an endorsement interview.
Financial Fluency
From spreadsheet-scared to endorsement-ready — the guided learning path.
OpenVideo Masterclass
Why most visa plans get rejected — and how to build numbers that hold.
OpenVisa Insights
Financial planning deep-dives: runway rules, unit economics, model templates.
OpenThe Reliable Financial Model
Module 4 of the Innovatorly AI-Solopreneur field manual.
OpenBuild the numbers that get you endorsed — and prove you'll settle.
Read-only sample model + ILR Settlement Readiness preview. Taste the wedge.
The full cockpit: three statements, scenarios, benchmarks, the complete ILR scorecard, PDF export.
We build the model with you — investor-grade, plus Excel export.
Questions, answered.
Your visa numbers, by this afternoon.
Start with the free assessment, then build the full 36-month model with Premium.