Financial Planning
24-month runway, P&L forecasting, break-even analysis, fundraising after endorsement.
- FINANCIAL PLANNING
Break-even & contribution analysis: the key number
Contribution margin and break-even are the two numbers that show how much you must sell before your business stops losing money. With a worked example.
Duke Harewood · 11 JUL 2026 · 7 MIN READ - FINANCIAL PLANNING
Financial ratios 101: turning numbers into insight
Financial ratios translate raw numbers into business insight. Learn the seven key ratio categories every UK startup founder needs to assess financial health.
Duke Harewood · 10 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
How the three financial statements interlink
The P&L, balance sheet and cash flow statement are three windows on the same business. Learn how they connect and why investors always read all three together.
Duke Harewood · 09 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
The Cash Flow statement: why profit isn't cash
Profit on your P&L does not pay your suppliers. The cash flow statement reveals where money really went and how long your startup can survive on its current runway.
Duke Harewood · 08 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
The Balance Sheet: what your company owns and owes
The balance sheet is a financial snapshot: everything your company owns, everything it owes, and what is left for shareholders. Here is how to read one.
Duke Harewood · 07 JUL 2026 · 7 MIN READ - FINANCIAL PLANNING
The Profit & Loss statement: reading your performance
The Profit & Loss statement summarises your business performance over a trading period. Learn to read revenue, gross profit, operating profit, tax, and retained profit line by line.
Duke Harewood · 06 JUL 2026 · 9 MIN READ - FINANCIAL PLANNING
Allowable expenses: the 'wholly & exclusively' rule
The 'wholly and exclusively' test is HMRC's rule for deducting business expenses. Understand allowable vs disallowable, benefit-in-kind traps, and why receipts matter for six years.
Duke Harewood · 05 JUL 2026 · 9 MIN READ - FINANCIAL PLANNING
SEIS, EIS & VCT: the UK tax reliefs that pull in investors
SEIS, EIS and VCT give investors generous income-tax and CGT relief on UK startup investment. Understanding these schemes helps founders raise money and signal viability.
Duke Harewood · 04 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
The UK tax map: Corporation Tax, VAT, Income Tax & NI
Corporation Tax, VAT, Income Tax, and National Insurance all affect UK startups differently. A plain-English map of who pays what and when — for founders, not accountants.
Duke Harewood · 03 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
Becoming a UK company director: your legal responsibilities
As a UK limited company director you are legally responsible for records, accounts, and tax — even when you delegate the admin. Here's what that means in practice.
Duke Harewood · 02 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
Sole Trader, Ltd, LLP or PLC: choosing your UK business structure
Sole trader, partnership, LLP or limited company? For UK Innovator Founder Visa applicants, the structure you choose affects liability, tax, and investor access.
Duke Harewood · 01 JUL 2026 · 8 MIN READ - FINANCIAL PLANNING
Deterministic, not hallucinated: the rule for AI in visa financials
An AI chatbot will happily invent your revenue forecast; an endorsement assessor will catch it. Why visa financials must be deterministic — and how to spot hallucinated numbers.
Duke Harewood · 26 JUN 2026 · 6 MIN READ